Our basic savings account is called a share account because by meeting the first $25.00 requirement, you become an owner in the credit union by having one share of the business. As long as you maintain a $25.00 balance, you retain your membership and have all the rights and privileges that membership entails.
Day-in, day-out dividends are compounded and posted to the accounts each quarter. Dividend rates are declared by the board of directors and are based on the credit union earnings.
NEW SHARE INSURANCE COVERAGE $250,000
MAXIMUM UNTIL DECEMBER 2013
- No Minimum Balance and No Monthly Service Charge.
- Easier to use - Automatic carbon copies of your checks. No need to fill in check
stubs - no neglected entries.
- Inexpensive - Compare our service charges with bank service charges.
- Convenience - Payroll deduction is available - ABA No. 243385485
- Protection - Automatic overdraft protection - ask for details.
- Dividends - Quarterly dividends
The Christmas Club offers the convenience of payroll deduction & no coupon books to keep up to date. They earn a dividend (at present) based on a low-share balance.
The credit union offers a variety of loans to meet the needs of its members. Our rates are comparable to, or lower than than other commercial lending institutions. Reasonable terms and payroll deductions make loan repayment less of a burden. There is no penalty for prepayment or early payoff of loans. Also, Loan Protection Insurance is available at a minimal cost to qualifiing members and is underwritten by CUNA MUTUAL Insurance Group and is available to credit union members only through Moonlight Credit Union (Credit Union Home Office - Worthington, PA.)
Fixed Rate of 10.9%
No annual fee
LOST OR STOLEN CARDS: call 1-800-991-4965 and BLOCK your card!
Skip Payment Option - ask for details
Share Accounts
Checking Accounts
Christmas Clubs
Loans
Visa Debit Cards
Visa Credit Cards
Certificates of Deposit
$1.00 Monthly Fee per card
No other transaction fees at this time.
FOR LOST OR STOLEN CARDS - CALL 1-800-264-5578
AND BLOCK YOUR CARD!
IRA
- CD or Regular Share - Call office for details
We are members of the CU Dollar (CU$) No-Surcharge ATM network. (CU$) is a network of credit unions where you can use your ATM/Debit card without being surcharged. Click on the symbol to the right for more information on (CU$) or to get a list of ATM's in the where you can use your ATM/Debit card without being surcharged.
TO OUR CREDIT CARD HOLDERS
Please call the credit union and update your phone number on file to avoid any disruptions in usage.
Our fraud watch may temporarily freeze your card if your spending habits change, when charging
more than $1000 per day, or when out of the country.
Please notifiy us prior to traveling or call 1-800-437-9392 if you think your transactions are being
blocked by unusual spending patterns.
TO OUR DEBIT CARD HOLDERS
Please call the credit union and update your phone number on file to avoid any disruptions in usage.
Our fraud watch may temporarily freeze your card if your spending habits change, when charging
more than $1000 per day, or when out of the country.
We MUST know in advance of ANY travel plans you may have so we can try to prevent any blocking of the accounts.
Your savings federally insured to at least $250,000 and backed
by the full faith and credit of the United States Government.
National Credit Union Administration, A U.S. Government Agency
